Specialists in Pre-Blast Surveys, Post-Blast Inspections, and Blasting Liability Claims

Who is Smith Adjusting

Founded in 1997 by David A. Smith, Smith Adjusting, Inc. is a trusted leader in independent insurance investigations, pre-blast surveys, post-blast inspections, and blasting liability claims handling. With more than two decades of proven expertise, our team has built a reputation for delivering accurate, defensible, and unbiased documentation that contractors, insurers, and property owners can rely on.

Smith Adjusting is based in Catlettsburg, Kentucky, and proudly serves clients across Kentucky, West Virginia, Ohio, Virginia, Pennsylvania, and Tennessee, with the ability to respond to cases across the region. Wherever our clients operate, we provide prompt, professional, and defensible insurance adjusting services.

Trusted by Industry Leaders

Smith Adjusting partners with a wide range of clients including:

  • Underground and surface coal mining companies

  • Quarries and aggregate producers

  • Road and heavy construction contractors

  • Self-insured businesses and major insurance companies

Our work ensures that every inspection and investigation is handled with professionalism, technical accuracy, and complete independence, making us the preferred choice for blasting-related claim investigations.

Specialized Expertise in Blasting & Insurance Investigations

Smith Adjusting specializes in blasting claims, industrial claims, and forensic geology. Our team investigates the effects of blasting vibrations, geologic hazards, and natural occurrences on structures, groundwater, and landforms. With thousands of inspections completed, we’ve documented property conditions before and after vibration-producing operations such as blasting, pile driving, compaction, and heavy equipment use.

We have also investigated hundreds of claims alleging damage from blasting or environmental forces, providing detailed causation reports that stand up in both insurance claims and court testimony.

Defensible Results Backed by Experience

For more than 25 years, David A. Smith has provided expert legal testimony in blasting liability and insurance cases, often resulting in verdicts for the defense. His deep experience in construction, quarrying, and mining investigations includes testimony on structural damage, water supply issues, and personal property claims.

In addition, Smith Adjusting has conducted groundwater monitoring and investigations before, during, and after vibration events, making us uniquely qualified to evaluate complex blasting and environmental claims.

Committed to Industry Knowledge & Professional Growth

To remain at the forefront of the industry, David Smith regularly attends professional courses and seminars hosted by state and federal agencies, engineering programs, and blasting associations. His ongoing training includes studies in physics, mining engineering, vibration monitoring, and blasting technology through organizations such as the University of Kentucky, Kentucky Mining Engineering programs, Blasting Conferences, and West Virginia Coal Conferences.

Serving the Tri-State and Beyond

Smith Adjusting is based in Catlettsburg, Kentucky, and proudly serves clients across Kentucky, West Virginia, Ohio, Virginia, Pennsylvania, Tennessee, North Carolina, and Georgia, with the ability to respond to cases across the region. Wherever our clients operate, we provide prompt, professional, and defensible insurance adjusting services.

WORK WITH US
A middle-aged man with gray hair, a mustache, and blue eyes, wearing a black collared shirt with white piping and a green logo that reads 'SMITH ADJUSTING.'

Founder and President David A. Smith

EDUCATIONAL BACKGROUND

Bachelor’s Degree in Business Administration, Finance, and Marketing from Marshall University.

PROFESSIONAL REGISTRATIONS

Licensed Professional Adjuster – Kentucky #351663
Licensed Professional Adjuster –
West Virginia #61815
Approved as a pre-blast inspector by WVDEP/Office of Explosives and Blasting

PROFESSIONAL MEMBERSHIPS

International Society of Explosives Engineers
Kentucky & Louisville Claims Association
Bluegrass Claims Association

COMPLETING PROFESSIONAL INSPECTIONS SINCE 1997.

Since 1997, Smith Adjusting has been protecting property, reducing liability, and delivering unbiased documentation you can trust. Our offices are based in Catlettsburg, Kentucky, and we offer survey and inspection services in Kentucky, Ohio, West Virginia, Indiana, Illinois, Pennsylvania, Maryland, Virginia, North Carolina, and Georgia.